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Addressing Gender Barriers to Digital Financial Services Globally
Globally, there is a gender gap, however, this gap is amplified in emerging economies where women and children suffer disproportionately. This gap also manifests in lacks of financial capacity, empowerment, and security, determining the likelihood of success of implementation of digital financial services.
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Differences in societal norms concerning the gender gap and gender roles can determine how successful aid or access to financial services will be within a community. These differences include perceptions and self-efficacies about women’s capabilities to use technology and their financial decision making skills. Addressing the gender gap while implementing tools meant to lessen the gap is important in the success rate for tools like mobile money and banking.
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